I'm still having trouble with the fact that 2008 is 0ver... so... where do we go in 2009?
The budget is done, all spending is planned to the dollar so that we are in a good position for refinancing mid 2010. Holiday in September is planned. Loss of wages accounted for!
As of Monday I had lost 4.5 kg (no doubt undone by my last two days of gluttony!!) My hope is that by Christmas next year I am down at least 20kg. I'm very certain it can be done!!!
Baby plans are on the back-burner until mid to end 2010. We've decided that we want to be financially solid, one fortnightly payment to a bank instead of 15!! (It's not that many really.... just feels like it sometimes!)
Michelle's Wedding in May means I'm g0ing to be a bridesmaid for the very first time! Bring on a wonderful day and money spending!!
Lots of improvements are planned for our little abode. New patio out the back... and if it can be stretched.. Carport too!! Some paint on the outside walls... new facia boards... 3.5 kw air con in the bedroom!!! Got a new vacuum during the week which pretty much lifts the carpet and all off the floor! Ceiling fans in all the rooms... what else?? Savings at the end of the year can be a deposit toward a pool???? (Really really want one!!!)
Plans are in place for new cars next year. 100 series Landcruiser... or 2005/2006 Prado and either a Navara or Hilux. That way we have the best of both worlds... 4wd, Ute, Child Friendly... Cars to last us at least 5-10 years!! Can't wait! Have to get a new laptop in June which I am not looking forward to... Vista... yuck!
Off to bed for me now I think... After a shower to wash my stickyness away... SOOOOO HUMID!!